It's been like this for a while now and I'm not technical enough to figure this out on my own so decided to make a forum post
1gig symmetrical connection having strange speed differences to the internet over wifi, an issue I didn't have with previous router
wifi 6, channel 36, 160mhz, connected link on my phone at 2401Mbps
speedtest on phone

speedtest on computer seconds later (same test server)
this is reproducible, always this way to this and most other speedtest servers
meanwhile one specific speedtest server in particular almost always gives me ~800-900down / 600-900up on phone
I've also noticed lower download speeds from certain sites/services on phone compared to on old router, but at the same time having seen 90-120 MB/s as well from other sites/services
It's like if I was having peering problems that ONLY happens over wifi on my phone and not on my computer on the same connection
same issues regardless of hardware/software acceleration or network acceleration disabled
and it happened on both 4.5.8 and 4.6.2 firmwares
local speedtest between phone and computer
I don't have any other wifi devices to test with but I don't know if that matters since this did NOT happen on my old router to my knowledge
tried multiple things like
upgrading firmware
changing network accel settings
changing channels
changing to 80MHz
using AC instead of AX
fiddling around with signal strength
changing MAC to get assigned another IP from ISP
changing to correct country code for wifi in luci (this seemingly made upstream worse to the one speedtest server that seems to work overwifi instead, which indeed got back up again after resetting firmware)
issue is still there regardless of what I do, never seen anything like this before so I don't know what is up
and again this did not happen with the other router, also on same wifi settings (channel 36 160mhz ax)